Lifting the Weight of Debt with Dignity
Debt can quietly break a person — trapping families in stress, shame, and uncertainty. For many, it begins with something small: a lost job, an illness, or an unexpected expense that spirals out of control. Before long, they’re faced with overdue bills, mounting pressure, and no clear way out.
At the New Zealand Zakat Foundation, we believe that no one should carry that burden alone. Through the Debt Relief Fund, we help Muslims in genuine, unavoidable financial distress find stability again — guided by compassion and the principles of Shariah.
What We Do
Our Debt Relief program provides Shariah-compliant financial assistance to eligible Muslims who are trapped in debt through no fault of their own.
Each case is carefully reviewed to ensure the debt meets the criteria for Zakat distribution under the category of gharimeen — those overwhelmed by debt.
We prioritise situations where support will:
- Restore financial stability and prevent further hardship
- Protect families from eviction or bankruptcy
- Allow individuals to regain control of their lives with dignity
Why It Matters
Debt doesn’t just affect finances — it affects mental health, family relationships, and faith.
By relieving this burden, we give people a chance to breathe again — to focus on rebuilding, providing for their families, and contributing back to the community.
Your Zakat and Sadaqah help transform despair into relief, and relief into renewed hope.
Who You Help
- Families facing eviction or repossession due to unpaid rent or essential bills
- Individuals struggling with unavoidable medical or education debts
- New Muslims and single parents who fell into debt after losing family support
- Those trying to rebuild their lives after financial crisis or job loss
Faithful. Fair. Transparent.
Every case is handled with confidentiality, care, and adherence to Islamic guidance.
Funds are paid directly to creditors wherever possible, ensuring accountability and responsible management of your Zakat and Sadaqah.
Help Lift the Burden
Your contribution can turn despair into relief for someone who feels trapped and forgotten.
Give today — and help restore balance, dignity, and hope for those weighed down by debt.
Fulfil your duty. Strengthen your community. Relieve a burden.
